@section('title', 'Terms & Conditions - Future Lease 4 U LTD'

@section('content')
    <!-- Hero Section -->
    <section class="hero-section" style="background: linear-gradient(rgba(0,0,0,0.7), rgba(0,0,0,0.7)), url('https://images.unsplash.com/photo-1554224155-6726b3ff858f?ixlib=rb-4.0.3&auto=format&fit=crop&w=1600&q=80'); background-size: cover; background-position: center;">
        <div class="container">
            <div class="row">
                <div class="col-lg-8">
                    <h1 class="display-5 fw-bold text-white mb-4">Terms & Conditions</h1>
                    <p class="lead text-white mb-4">Please read these terms carefully before using our services</p>
                </div>
            </div>
        </div>
    </section>

    <!-- Terms Content -->
    <section class="py-5">
        <div class="container">
            <div class="row justify-content-center">
                <div class="col-lg-10">
                    <div class="card border-0 shadow-sm">
                        <div class="card-body p-4 p-md-5">
                            <!-- Last Updated -->
                            <div class="text-end mb-4">
                                <small class="text-muted">Last Updated: 20 August 2025</small>
                            </div>
                            
                            <!-- Introduction -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">1. About Us</h2>
                                <p>Future Lease 4 U LTD is a UK-based car leasing company specializing in no credit check leasing. We act as a credit broker, not a lender.</p>

                                <ul>
                                    <li><strong>Registered Address:</strong> 128 City Road, Islington, London, EC1V2NX, United Kingdom</li>
                                    <li><strong>Company Number:</strong> 16244924</li>
                                    <li><strong>ICO Registration:</strong> ZB866396</li>
                                    <li><strong>Contact:</strong> 01245922226 | futurelease4u.co.uk</li>
                                    <li><strong>Office Hours:</strong> Monday–Saturday, 09:00–17:00</li>
                                </ul>
                            </div>
                            
                            <!-- Eligibility -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">2. Eligibility</h2>
                                <p>To lease a vehicle with us, you must:</p>
                                <ul>
                                    <li>Be at least 18 years old</li>
                                    <li>Hold a full, valid UK driving licence (maximum 9 points)</li>
                                    <li>Provide a recent utility bill (dated within the last 3 months) as proof of address</li>
                                    <li>Provide your last 3 months' bank statements</li>
                                    <li>Supply a DVLA share code for licence verification</li>
                                </ul>
                            </div>
                            
                            <!-- Lease Terms -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">3. Lease Terms</h2>
                                <ul>
                                    <li>Lease durations range from 3 to 12 months</li>
                                    <li>All leases include road tax, MOT, and servicing</li>
                                    <li>Customers are responsible for insuring the vehicle in their own name</li>
                                    <li>A one-time, non-refundable processing fee is payable before lease commencement</li>
                                    <li>An initial payment may be required, as stated in your agreement</li>
                                    <li>Monthly payments must be made on time and in full</li>
                                </ul>
                            </div>
                            
                            <!-- Mileage -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">4. Mileage & Vehicle Use</h2>
                                <ul>
                                    <li>Standard mileage allowance is 1,200 miles per month</li>
                                    <li>Excess mileage is charged at £0.29 per mile</li>
                                    <li>The vehicle must be returned in good condition, allowing for fair wear and tear</li>
                                    <li>Any damage, excessive wear, or missing items may result in additional charges</li>
                                </ul>
                            </div>
                            
                            <!-- Termination -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">5. Early Termination & Renewal</h2>
                                <ul>
                                    <li>No early termination fees apply</li>
                                    <li>You may renew or upgrade your lease at the end of your term, subject to approval and availability</li>
                                </ul>
                            </div>
                            
                            <!-- Default -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">6. Default & Repossession</h2>
                                <ul>
                                    <li>Failure to make payments or breach of agreement may result in vehicle repossession</li>
                                    <li>Customers are liable for any outstanding contract balance in the event of default</li>
                                </ul>
                            </div>
                            
                            <!-- Refund Policy -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">7. Refund Policy</h2>
                                <ul>
                                    <li>The processing fee is non-refundable except where Future Lease 4 U LTD cannot provide a suitable vehicle as agreed</li>
                                    <li>Initial payments and monthly lease fees are non-refundable once the lease has commenced</li>
                                    <li>If your application is unsuccessful and no vehicle is provided, any advance payments (excluding the processing fee) will be refunded in full within 7 working days</li>
                                </ul>
                            </div>
                            
                            <!-- Complaints -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">8. Complaints & Procedures</h2>
                                <p>We are committed to providing excellent customer service. If you have a complaint:</p>
                                <ol>
                                    <li>Contact us by phone (01245922226), WhatsApp, or email (info@futurelease4u.co.uk) with details of your issue</li>
                                    <li>We aim to acknowledge all complaints within 24 hours and resolve them within 3–5 working days</li>
                                    <li>If you are not satisfied with our response, you may request further review by a manager</li>
                                    <li>All complaints are handled confidentially and in accordance with our privacy policy</li>
                                </ol>
                            </div>
                            
                            <!-- Cookies -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">9. Cookies Policy</h2>
                                <ul>
                                    <li>Our website uses cookies to analyse traffic and optimise user experience</li>
                                    <li>Cookies are small data files stored on your device</li>
                                    <li>We use cookies to remember your preferences, analyse site usage, and improve our services</li>
                                    <li>By using our website, you consent to our use of cookies as described in our Cookies Policy</li>
                                    <li>You can manage or disable cookies in your browser settings</li>
                                </ul>
                            </div>
                            
                            <!-- Referral -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">10. Referral Terms</h2>
                                <ul>
                                    <li>We offer a £150 reward for every successful referral of a new customer who completes a lease agreement</li>
                                    <li>To qualify, the referred customer must mention your name at the time of application and complete their lease</li>
                                    <li>Referral rewards are paid within 30 days of the new customer's lease start date</li>
                                    <li>There is no limit to the number of referrals you can make</li>
                                    <li>Referral rewards are subject to verification and may be withheld in cases of suspected fraud or abuse</li>
                                </ul>
                            </div>
                            
                            <!-- Data Protection -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">11. Data Protection & Privacy</h2>
                                <ul>
                                    <li>All personal data is handled in accordance with GDPR and our Privacy Policy</li>
                                    <li>We use your information to process applications, manage agreements, and improve our services</li>
                                </ul>
                            </div>
                            
                            <!-- Website Use -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">12. Website Use</h2>
                                <ul>
                                    <li>Content on this website is for information purposes only and may be subject to change</li>
                                    <li>We are not responsible for third-party websites linked from our site</li>
                                </ul>
                            </div>
                            
                            <!-- Liability -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">13. Limitation of Liability</h2>
                                <ul>
                                    <li>Future Lease 4 U LTD is not liable for any indirect or consequential loss arising from the use of our vehicles or services, except as required by law</li>
                                </ul>
                            </div>
                            
                            <!-- Changes -->
                            <div class="mb-5">
                                <h2 class="fw-bold mb-3">14. Changes to Terms</h2>
                                <ul>
                                    <li>We reserve the right to amend these Terms and Conditions at any time</li>
                                    <li>Updates will be posted on this page</li>
                                </ul>
                            </div>
                            
                            <!-- Contact -->
                            <div>
                                <h2 class="fw-bold mb-3">15. Contact</h2>
                                <p>For questions or concerns, please contact us at 01245922226 or email info@futurelease4u.co.uk.</p>
                                <p class="mb-0"><strong>By using our website and leasing services, you confirm that you have read, understood, and agree to these Terms and Conditions.</strong></p>
                            </div>
                        </div>
                    </div>
                </div>
            </div>
        </div>
    </section>
@endsection
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    /* Navigation */
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.payment-amount {
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.btn-payment {
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.payment-features {
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.payment-features li {
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.payment-features li:before {
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.application-badge {
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/* Bank Transfer Specific */
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}

.bank-detail-item {
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}

.bank-detail-item:last-child {
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}

/* Success Pages */
.success-icon {
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}

.success-icon i {
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}

.timeline {
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}

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    border-radius: 50%;
    border: 3px solid white;
}
        
        footer {
            background: var(--dark);
            color: white;
            padding: 60px 0 20px;
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