This is a short-term vehicle lease enquiry, not a car-finance application. We do not use a traditional credit-score assessment for the initial enquiry, but identity, licence, affordability, documents and supplier checks still apply.
It means the first enquiry for this short-term lease route is not decided by a traditional credit score. We still need to understand who you are, whether the payment is affordable now, and whether a suitable vehicle and supplier route are available.
A past CCJ, default, missed payment or thin credit history does not automatically stop you from asking about this lease route.
The first check helps us understand whether this route may suit you. Approval is never automatic, and vehicle availability, costs and handover timing still need to be confirmed with you.
These are common reasons customers ask about the route. They are not approval criteria or a promise of acceptance.
A previous CCJ, default or missed payment does not automatically stop you from enquiring.
Current income and affordability evidence can help explain where you are today.
Tell us the space, transmission and monthly budget that would make everyday travel work.
Typical 3–12 month terms can suit customers who do not want to buy a vehicle now.
You see the checks, costs and agreement details before you decide whether to go ahead.
Share your budget, preferred vehicle and a few basic details. The first online check takes about 60 seconds.
If this route may suit you, complete the secure application with your licence, address, income and bank evidence, DVLA share code and National Insurance number.
The team checks affordability, licence, identity, supplier fit and vehicle availability. If approved, review the initial payment, monthly payment, term, mileage and inclusions in writing.
If approved and you want to proceed, documents and payment are completed before the vehicle is secured and handover is arranged.
Not sure which vehicle to choose? Start with your comfortable monthly budget and the team can explain the options available.
Start my 60-second checkPricing and availability vary by vehicle and supplier. Your written offer is the source of truth for the exact figures and inclusions.
The newly allocated cars and vans show one month's rental upfront and a separate £1,000 security deposit, refundable subject to the written agreement and permitted deductions. Other offers may differ; check your written breakdown. The £150 processing fee is separate.
Your fixed monthly figure is confirmed before you sign. Choose a vehicle and payment that remain comfortable for your budget.
Most offers run for 3–12 months. Your written offer confirms the term, monthly mileage and any excess-mileage charge.
Newly allocated offers include road tax, MOT when due, routine servicing and maintenance, and delivery. Other packages may differ. The written offer confirms every inclusion and exclusion; insurance is not automatically included.
Pick the route that matches what you want to do with the vehicle.
You pay for use of the vehicle and return it at the end. Mileage, condition and return terms apply, and you do not own it.
This is a separate lender application. Credit checks, affordability, status, vehicle criteria and lender terms apply.
Straight answers to the questions customers ask most often about no-credit-check leasing.
The initial lease enquiry does not use a traditional credit-score assessment. Before a full lease application, ask the team whether the selected supplier will make any credit-file search. A separate HP or PCP finance application can include lender credit checks and is subject to status.
Yes. Past credit issues do not automatically stop you from enquiring. Your current affordability, documents, licence status, supplier criteria and vehicle availability are considered individually.
No. An enquiry is not approval, and we do not promise a vehicle, price or delivery date until the full offer is confirmed in writing.
The 60-second options check needs no uploads. The current full lease application requires both sides of a valid full UK driving licence, proof of address, three months of bank statements and proof of income. You must also provide a DVLA share code and National Insurance number. Extra documents may be requested for your case.
No. This route gives you use of the vehicle for the agreed term. You must follow the mileage, condition and return requirements in the agreement.
Not on the standard no-credit-check lease. Tell the team how the vehicle will be used before you apply so they can explain whether another route is available.
Share a few basic details. The team will explain the lease route, available vehicles, likely documents and full figures—without treating an enquiry as an approval.