Clear answers before
you make a decision.
Learn about leasing, documents, payments, vehicle availability and what happens next.
Do you really offer leasing without a credit check?+
Our no-credit-check leasing route focuses on your current circumstances and affordability rather than a traditional credit score. Every application is still reviewed and vehicle availability and supplier terms apply.
What documents will I need?+
You must hold a valid full UK driving licence. Provisional and international driving licences are not accepted. You will also need proof of address, a DVLA share code and your National Insurance number. Depending on the vehicle or supplier, we may request proof of income or recent bank statements.
How long can I lease a vehicle for?+
Typical terms range from 3 to 12 months. The term, mileage allowance and initial payment vary by vehicle and will always be shown before you commit.
What does the monthly payment include?+
Road tax, MOT and routine servicing are included on eligible lease packages. Insurance, fuel, damage, tyres and excess mileage are not included unless your written agreement says otherwise.
What does the £150 processing fee cover?+
If your application is approved and you choose to proceed, the one-off £150 processing fee opens your account and begins vehicle-securing work. It is separate from initial rental, deposit, monthly rental, insurance and delivery unless confirmed in writing. Payment does not guarantee a specific vehicle, and the fee is non-refundable once that work has started.
Can I apply if I have CCJs or defaults?+
Past credit issues do not automatically prevent you applying through the no-credit-check route. Applications are considered individually based on current affordability, licence status and supplier criteria.
How quickly will I receive a decision?+
Many enquiries can be reviewed quickly once all requested information is available. Timing depends on the vehicle, supplier and completeness of your documents, so no specific approval time is guaranteed.
Can the vehicle be delivered?+
Nationwide delivery may be available depending on the vehicle and supplier. Any delivery cost and timing will be confirmed before you commit.
Can I extend or change my lease?+
Extensions and vehicle changes may be available subject to supplier approval, vehicle availability and a fresh affordability review.
Do you also arrange car finance?+
Yes. Our car finance service is separate from no-credit-check leasing. Finance applications are subject to lender credit checks, affordability checks, status and vehicle criteria.
Can you source a vehicle that is not listed?+
Yes. Tell us the make, model, budget, term and mileage you need and the team can search its supplier network for suitable options.
Still have a question?
Contact the team with the vehicle or service you are interested in and we’ll point you in the right direction.