How it works

From first enquiry to
getting the keys.

A simple, supported process with the important information confirmed before you commit.

Separate lease and finance journeysSecure document requestsStatus tracking through to handover

Choose a vehicle Check My Options — 60 Seconds

Choose your route

Two journeys,
one clear next step.

Leasing and finance are different products with different checks. Follow the journey that matches what you want to do.

No-credit-check lease

Lease journey

A vehicle-use agreement with a typical 3–12 month term and return at the end.

Choose a lease vehicle or request one

Browse current stock or tell us the make, model, budget, term and mileage you need.

Start your enquiry

Share your contact details and confirm that a no-credit-check lease is the route you want to explore.

Send the requested lease documents

Use the secure journey to provide a full UK driving licence, proof of address, DVLA share code and National Insurance number. Further affordability evidence may be requested.

Application review

The team reviews your current circumstances, supplier criteria and the availability of your chosen vehicle.

Track your status and answer document requests

Your application reference lets you see the current stage online. If the team needs another document, the request appears in the secure status journey.

Review the written offer and sign

Check the monthly payment, initial payment, mileage, term, inclusions and fees before signing.

Collect or arrange delivery

Once the agreement and required payments are complete, the team confirms collection or delivery arrangements.

HP or PCP

Finance journey

A separate lender application where credit and affordability checks set the available terms.

Choose a finance vehicle

Browse the live UK search or tell the finance team which vehicle, budget and deposit you have in mind.

Start a separate finance application

Submit your details through the finance route. It is separate from the no-credit-check lease enquiry.

Provide lender-requested documents

The finance team will explain the licence, address, income or bank evidence needed for your case. An NI number and DVLA share code are not required at submission.

Lender checks and decision

The lender assesses credit, affordability, status and vehicle criteria, then sets the available finance terms.

Track updates and answer requests

Keep your application reference to hand. The team can update you on progress and tell you if more information is needed.

Review and sign the finance agreement

Check the APR, deposit, payment schedule, optional final payment and any conditions before you sign the lender agreement.

Complete the vehicle handover

After the lender and dealer requirements are complete, the vehicle handover or delivery is arranged.

Prepare early

Your usual
document checklist.

Requirements vary by vehicle and supplier. The team will confirm exactly what applies to your enquiry.

Valid full UK driving licence only

Proof of your current address

DVLA driving licence share code

National Insurance number

Proof of income if requested

Bank statements if requested

What happens after approval

If your application is approved and you choose to proceed, a one-off £150 processing fee opens your account and begins vehicle-securing work. It is separate from the initial rental, deposit, monthly rental, insurance and delivery unless confirmed in writing. Payment does not guarantee a specific vehicle, and the fee is non-refundable once that work has started.

Ready when you are

Ready to start?

Choose a vehicle or share your requirements and the team will explain the next step.

Start your enquiry WhatsApp the team